For your peace of mind shopping with us – 3D Secure (3DS)

If you have selected to pay through Paystation (by Trademe), you may have noticed an additional step through the checkout process. We have introduced 3D Secure to our online stores to provide an extra layer of security to ensure that your online shopping experience with us is safe and secure.

What is 3D secure?

3D Secure is designed to make online shopping transactions safer. 3D Secure is a protocol (set of rules) that provides extra protection for merchants and customers for online payments. It is used to authenticate the cardholder during payment processing, similar to entering a PIN for an ATM or EFTPOS transaction, through the use of Verified by Visa and MasterCard® SecureCode™.

Essentially it’s like two step authentication for your credit card, for the purpose of verifying that it’s the genuine cardholder who is entering their details into an eCommerce site.

Why do we use it?

Baby’s Breath Bridesmaids take your privacy and data security seriously and we do our best to provide an exceptional level of protection for our customers against online fraud and credit card theft.

How does it work?

When you place an order on Baby’s Breath online store (www.babysbreath.co.nz) using a credit card your bank or financial institution may request that you enter your security credentials or provide a code via SMS (mobile number on file with your bank) to authorise the transaction.

Once credentials have been validated by your bank, your order will be finalised with us.

What if I am NOT enrolled?

Most major banking and financial institutions automatically enrol their customers for 3D Secure services. However, if your card is not enrolled, this means that either the bank that issued the card is not yet supporting these services or it means that the card holder has not yet been registered for them. If you are not registered and your financial institution requests verification from you via our online stores you will not be able to finalise your purchase with us. It is highly recommended for a smooth, safe & secure shopping experience that you register for these services if you discover that you are not registered.

If you have any issues or problems with using Verified by Visa or MasterCard® SecureCode™ you should contact your bank or financial institution.

Additional information

For further information about Verified by Visa and MasterCard® SecureCode™, these links will be useful:

Verified by Visa – https://www.visa.co.nz/pay-with-visa/security/secure-online-shopping.html

MasterCard® SecureCode™ – https://www.mastercard.co.nz/en-nz/consumers/features-benefits/securecode.html

Information related to 3D Secure for the major banks in New Zealand, can be accessed through the following links:

BNZ – https://www.bnz.co.nz/support/credit-cards/essentials/verified-by-visa-and-mastercard-securecode

ANZ – https://www.anz.co.nz/banking-with-anz/banking-safely/verified-by-visa/

ASB – https://www.asb.co.nz/credit-cards/keeping-your-credit-card-secure-guide.html

Kiwibank – https://www.kiwibank.co.nz/business-banking/accounts-services/credit-card/card-security/